At Luminosity we are dedicated to working with you and illuminating your pathway to a more secure financial future for you and your family —whether through a call, email, or our website.
From there, we offer a complimentary consultation to understand your specific needs and budget, followed by a tailored solution designed with you in mind. You’ll have ample time to review, ask questions, and make adjustments, all in a no-pressure environment. When you’re ready to proceed, we’ll guide you through a transparent application process, ensuring every detail is clear and handled with care.
As part of our service, we also offer you a complimentary annual review on the anniversary of when we spoke to you last. This is so we can review your personal protection needs to the insurance products you hold to ensure any life events you have experienced such as house moves, new jobs, the birth of a child, marriages, divorces have all been captured in your needs and kept up to date.
First Call
A no obligation consultation discussion around your needs and budget, all tailored to how you want us to communicate with you.
Your Needs
A discussion around your finances, personal status, medical history, occupation and sick pay, sporting hobbies, family, budget, your personal concerns and establishing your needs with you.
Our Advice
We offer you the best solutions to meet your needs and discuss it with you in a completely transparent way with you.
Q&A
We answer any questions you may have and agree a way forward with you.
Application
We apply for your chosen solutions as agreed by you.
Application Outcome
We let you know what the underwriters have decided to offer you after we have applied for you, confirm details and agree a way forward with you.
Annual Review
We reach out to you on the anniversary of when you spoke to us last each year to offer a review of your personal protection products and review your needs with you.